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PayPay Credit

PayPal Credit is a simple and flexible credit line that sits alongside your PayPal account. It is a paperless, cardless revolving credit limit.

If approved PayPal Credit is accessible from your PayPal account, allowing you to manage your payments, view your balance and check your monthly statements online. There's no lengthy application to fill out, just answer some quick questions, review and accept the terms and get a decision in seconds.

PayPal Credit is available on purchases of at least £99 subject to approval from PayPal.

If you are approved for a credit limit with PayPal Credit the APR for those purchases won't be more than 21.9% and it may be even lower.

How to use PayPal Credit


Where applicable PayPal Credit will be available as a payment option on the basket page. On selection of the option, you will be forwarded to PayPal to fill out your application which should take no more than 10 minutes, and upon acceptance, we will process and ship your order according to our normal swift service.

Representative Example


Representative: 21.9% APR (variable)
Purchase rate: 21.9% p.a. (variable)
Assumed credit limit: £1,200
 
The example above represents the typical costs of using PayPal Credit as a standard funding method. Interest in your installment offer is fixed for its duration. See terms for more details.
 

Finance provided by PayPal Credit. Terms and conditions apply. Credit subject to status. UK residents only. SKREAM LIMITED acts as a broker and offers finance from a restricted range of finance providers. PayPal Credit is a trading name of PayPal (Europe) S.à.r.l. et Cie, S.C.A., 22-24 Boulevard Royal L-2449, Luxembourg.


FAQ

For more information, you can visit PayPal's help page.